Mr. Germain,

An honest man, a man attentive to his duty, and one who discharges the trust reposed in him with activity, zeal and integrity fears neither the inspecting eye, nor the chiding remarks of his Employer; because he feels something within him, that tells him, that the first measure is dictated by that prudence wch. ought to govern all men who commits a trust to another, and that such a conduct as I have described above will be an effectual shield against the latter.

On the other hand a dishonest man, one who is indolent, inattentive and careless; fond of company, pleasure and perhaps liquor, is always uneasy under restraints, and averse to all checks; and for the best reason (as it respects himself) in the world, for checks and enquiries will discover, if it does not prevent his knavery, and show how unworthy he is to be entrusted.

There are some men not intentionally dishonest, who, not withstanding, do as much injury to those who employ them as if they were really rogues, and in several ways, such for instance, as entrusting that to others which was intended for themselves only to perform, thereby affording opportunities to persons in whom no confidence is placed, and where there is no responsibility, to help themselves to wh[at] ever they can filch with impunity and c[ar]ry off without detection.